What is Current: The Future of Banking ?
Current is the future of banking. Spend, save, and manage your money better with our mobile banking app and Visa debit card designed to make the most of what you've got.
Current is a financial technology company, not a bank. Banking services provided by Choice Financial Group; Member FDIC.
Faster access to funds is based on comparison of traditional banking policies and deposit of paper checks from employers and government agencies versus deposits made electronically. Direct deposit and earlier availability of funds is subject to timing of payer's submission of deposits.
Out-of-network and International cash withdrawal fees apply. Additional third-party fees from the ATM owner may apply.
The Annual Percentage Yield ("APY") for Current Interest is variable and may change at any time. The disclosed APY is effective as of January 18, 2023. Qualifying direct deposit of more than $200 required for 4.00% APY. No minimum balance required. Must have $0.01 in Savings Pods to earn Current Interest on up to $2000 in deposits per Savings Pod up to $6000 total.
Teen accounts do not earn points

Other Info
Pricing
Pricing model
- Free