Affirm: Shop and pay over time 

With the Affirm app, you can shop stress-free at any store and pay over time—with no late fees, penalties, or hidden costs of any kind.

How does Affirm work? It’s simple:

• Find your favorite store, fill your cart, and choose the payment option you like best.

• Complete your purchase online or at a physical store with Apple Pay or Google Pay.

• We’ll check your eligibility and then you’re good to go! (This only takes a moment and won’t affect your credit score.)

You won’t be hit with late fees and you’ll get more flexibility because our payment options have longer terms. Plus, we’ll never charge you with penalties or hidden costs of any kind.